Our Policy

BodeTree, LLC (“BodeTree”) is committed to providing those who use or visit our websites with a safe and secure Internet environment that respects and protects their personal privacy. The following privacy policy is in effect for every website maintained or operated by BodeTree, and we ask you to read it thoroughly.


 

Our Pledge

  • We will not release personally identifiable information about you, except as may be needed to provide services you have expressly requested, including to institutional clients that have provided our product to you, or if we believe disclosure is necessary under one of the exceptions discussed below.
  • We will provide mechanisms for you to communicate your privacy questions and concerns to us and we will make every effort to respond to them.
    Your Consent

 

Your Consent

By using the services provided to you through the Website, you consent to the collection and use of your information as outlined in this Privacy Policy. We reserve the right to change this Privacy Policy at any time, but all changes will be posted to this page so that you can remain informed as to what information we collect and how we use it. Changes are effective when posted to this page, and your continued use after any change is posted is an acceptance of the change.

 

Helpful Definitions

“Personally Identifiable Information” is information that can be used to uniquely identify a user, such as name, birth date, e-mail address, mailing address and account numbers.

 

Collection and Use of Personally Identifiable Information Registration

You can visit our Website without telling us who you are or revealing any personally identifiable information to us. It is only when you wish to receive additional services or goods that we may require you to register with us by providing certain personally identifiable information as part of our terms of use. We may also ask you to select a user name and password. The Company will use this information to:

  • Welcome you to the Website.
  • Send communications to you about the Website, including new features and services available through the Website.
  • Share your information with affiliates, and allow them to contact you directly, if you have consented to this beforehand.
  • Share select information with institutional clients that provided our product to you, and allow them to contact you and offer their services.
  • Verify your qualifications for receiving goods or services we offer over the Website or for other programs or activities.
  • Provide you with the services you request through the Website.

If you indicate to us that you do not want to receive certain types of communications at the time of registration, we will respect your wishes, and comply with your preferences, however there may be cases where this will limit the Website services available to you.

 

Sharing Personally Identifiable Information with Third Parties

If we share Personally Identifiable Information with third parties that you have consented to in advance, they may use the data we provide them (sometimes, in connection with other information they may have gathered about you), but are generally prohibited from sharing this information with other companies or people without your consent.

Please Note: In certain special cases, we may disclose Personally Identifiable Information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to you, or otherwise injuring or interfering with BodeTree’s rights, property or operations, other Website users, or anyone else who could be harmed by such activities. We may also disclose your personally identifiable information if we are legally required to do so in response to any demand by law enforcement authorities in connection with a criminal investigation, or if we are under a lawful subpoena in a civil or administrative proceeding.

 

Anonymous Information

When you use the Website, we may collect anonymous information, even if you have not registered with BodeTree. We may use this information to examine how the Website is used or to help BodeTree improve the services it offers to users. BodeTree will not share any anonymous information about your use of the Website with third parties if we know that this anonymous information will be linked by third parties with personally identifiable information of yours obtained from another source, unless we have given you notice as described above and you have given us authorization to do so.

 

Financial Information

BodeTree collects and analyzes financial data. By using our services, you acknowledge and agree that BodeTree will be permitted access to your financial data in order to provide these services to you. When this is done, BodeTree will remove all Personally Identifiable Information from this data, and the data will be combined with the anonymous data of multiple other users so that it can be aggregated and compared against similar data sets in other industries. BodeTree will use this analysis to improve our products and services, to enable benchmarking and to produce reports and forecasts.

 

Access to Product from Institutional Client

If you have accepted access to our services from one of our institutional clients (such as a bank or other institution), these institutions will generally have regular access to your reports in pdf format, which includes your financial data, after you have acknowledged the accuracy of the information. Our institutional clients may use that information to verify compliance with loan covenants (including determining whether you are not meeting specified thresholds), adhere to compliance regulations, present tailored products for potential purchase, and/or better understand your business. You should also carefully review our institutional client’s terms and conditions and privacy policy since those will also apply to such institution’s collection and use of your information.

 

Cookies

A “cookie” is a small piece of data that is sent to your browser from a web server and stored on your computer’s hard drive. Cookies are harmless bits of code that an Internet site assigns to your browser to keep track of who you are when you use a Website. There is no risk of the information on your hard drive being exposed to the outside world since a web site can only read the cookies it creates.

Cookies are sometimes used on the Internet to improve the delivery of services to users by enabling the Website to “customize” the particular services or information offered to each user.

BodeTree may employ or use cookies from time to time. Third parties, however, may have their own policies about the use or cookies, and BodeTree does not have control over these practices. You are responsible for obtaining information about cookies on third party Websites if you believe this is important to know.

As a general rule, you can choose whether to accept cookies by changing the settings of your browser. You can reset your browser to refuse all cookies, or allow your browser to show you when a cookie is being sent. If you choose not to accept these cookies, your experience at our site and other Websites may be diminished and some features will not work as intended.

 

Use of IP Addresses

An Internet Protocol (IP) address is a set of numbers that is assigned to your computer. Web servers – the powerful computers that provide web pages for viewing – automatically identify your computer by the IP address assigned to it during your session online.

BodeTree may collect IP addresses for purposes of system administration and to monitor and audit the use of the Website. We can and will use IP addresses to identify users of the Website when we feel it is necessary to enforce compliance with BodeTree’s terms of use or terms of service, or to protect our service, site, or other users. We will not share or sell linked user behavior and personal user information with any third parties unless you have given us authorization to do so.

PLEASE NOTE: Under certain circumstances, IP addresses and/or domain names may be linked to personally identifiable information, when said information is stored in databases managed by Internet registrars or registries such as Network Solutions.

 

Third Party Relationships

WEB SITES THAT ARE OPERATED OR MAINTAINED BY THIRD PARTIES ARE NOT COVERED BY THIS PRIVACY POLICY. Whenever you authorize BodeTree to share information about you with third parties, you are responsible for determining whether the third party employs an acceptable privacy policy. BodeTree does not automatically make this determination for you, and does not warrant that any particular third party maintains an acceptable privacy policy.

 

Security

BodeTree operates data security procedures that are in line with industry standards, to help protect against the loss, misuse and alteration of your user data under our control.

Only authorized employees have access to the information you provide us. While we cannot guarantee that loss, misuse or alteration to data will not occur; we will make every effort (such as the use of employee passwords and non-disclosure agreements) to prevent such unfortunate occurrences.

 

Contacting Us

If you have questions about this privacy policy or the practices of this website, please contact: info@bodetree.com.